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Are You Eligible for Railroad Retirement Disability Benefits?

By Douglas I. Friedman of Friedman Law Firm, P.C.

If you worked for the railroad for at least five years after 1995, you are eligible for Tier I disability, which is the amount you would get from Social Security Disability and an additional disability benefit, known as Tier II annuity.

To prove that you are disabled, you must show that you cannot perform any job at all. But if you have a current connection with the Railroad and have worked for at least twenty years, or are between the age of 60 and the full retirement age with at least ten years of service you may qualify instead for Occupational Disability. In general for Occupational Disability, you only must prove you cannot perform your own occupation with the railroad, as opposed to proving that you cannot perform any job at all.

If you have not worked for the Railroad for at least five years after 1995, you can still apply for Social Security Disability. If you have any questions regarding Railroad Disability, please give us a call at 1-800-728-0434.